/* === UNDERWRITE PAGE === */

/* Page Header */
.uw-page-header {
  background: var(--navy);
  padding: 4rem 4rem 3.5rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.uw-header-inner {
  max-width: 780px;
  margin: 0 auto;
}

.uw-eyebrow {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold-light);
}

.uw-eyebrow-icon {
  font-size: 0.875rem;
  opacity: 0.8;
}

.uw-headline {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 3vw, 2.75rem);
  font-weight: 600;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 1.25rem;
}

.uw-subhead {
  font-size: 1rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  max-width: 640px;
}

/* Main Layout */
.uw-main {
  max-width: 1400px;
  margin: 0 auto;
  padding: 3rem 4rem 8rem;
}

.uw-main-inner {
  max-width: 100%;
}

.uw-layout {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 3rem;
  align-items: start;
}

/* === FORM PANEL === */
.uw-form-panel {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 2rem;
  position: sticky;
  top: 1.5rem;
}

.uw-form-section {
  margin-bottom: 1.75rem;
}

.uw-form-section--debt {
  padding-top: 1.5rem;
  border-top: 1px solid var(--border);
}

.uw-form-heading {
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 1.25rem;
}

.uw-field {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
  margin-bottom: 1rem;
}

.uw-field--inline {
  display: grid;
  grid-template-columns: 1fr 140px;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}

.uw-field--inline .uw-label { margin-bottom: 0; }

.uw-label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}

.uw-optional {
  font-weight: 400;
  color: var(--text-muted);
  font-size: 0.75rem;
}

.uw-input,
.uw-select {
  font-family: var(--font-sans);
  font-size: 0.9375rem;
  color: var(--text);
  background: var(--cream);
  border: 1.5px solid var(--border);
  border-radius: 3px;
  padding: 0.625rem 0.875rem;
  outline: none;
  transition: border-color 0.2s;
  width: 100%;
}

.uw-input:focus,
.uw-select:focus { border-color: var(--gold); }

.uw-input::placeholder { color: var(--text-muted); opacity: 0.7; }

.uw-input-suffix-wrap {
  position: relative;
  display: flex;
  align-items: center;
}

.uw-input-suffix-wrap .uw-input {
  padding-right: 2rem;
}

.uw-suffix {
  position: absolute;
  right: 0.75rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  pointer-events: none;
}

.uw-hint {
  font-size: 0.75rem;
  color: var(--text-muted);
  line-height: 1.5;
}

.uw-form-actions {
  margin-top: 1.5rem;
}

.uw-submit-btn {
  width: 100%;
  background: var(--navy);
  color: #fff;
  font-family: var(--font-sans);
  font-size: 0.9375rem;
  font-weight: 600;
  padding: 0.875rem;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  transition: background 0.2s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
}

.uw-submit-btn:hover { background: var(--navy-mid); }
.uw-submit-btn:disabled { opacity: 0.55; cursor: not-allowed; }

.uw-spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255,255,255,0.3);
  border-top-color: #fff;
  border-radius: 50%;
  animation: uw-spin 0.7s linear infinite;
}

@keyframes uw-spin {
  to { transform: rotate(360deg); }
}

.uw-error {
  margin-top: 0.75rem;
  font-size: 0.8125rem;
  color: var(--red);
}

/* === EMPTY STATE === */
.uw-empty-state {
  display: flex;
  align-items: flex-start;
  padding-top: 3rem;
}

.uw-empty-inner {
  text-align: center;
  padding: 3rem 2rem;
  background: var(--bg-alt);
  border: 1px dashed rgba(12,24,36,0.2);
  border-radius: 4px;
  width: 100%;
}

.uw-empty-icon {
  font-size: 2.5rem;
  color: var(--gold);
  opacity: 0.4;
  margin-bottom: 1rem;
}

.uw-empty-text {
  font-size: 0.9375rem;
  color: var(--text-muted);
  line-height: 1.65;
  max-width: 360px;
  margin: 0 auto 1.5rem;
}

.uw-sample-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.uw-sample-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  font-weight: 500;
}

.uw-sample-btn {
  font-family: var(--font-sans);
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
  background: #fff;
  border: 1.5px solid var(--border);
  border-radius: 3px;
  padding: 0.375rem 0.875rem;
  cursor: pointer;
  transition: border-color 0.2s, background 0.2s;
}

.uw-sample-btn:hover {
  border-color: var(--gold);
  background: #fffdf8;
}

/* === RESULTS PANEL === */
.uw-results-panel {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

/* Score Hero */
.uw-score-hero {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  padding: 1.5rem 2rem;
  background: var(--navy);
  border-radius: 4px;
}

.uw-score-circle {
  flex-shrink: 0;
  width: 88px;
  height: 88px;
  border-radius: 50%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.125rem;
}

.score-hot  { background: var(--green); }
.score-warm { background: #A87F2A; }
.score-cool { background: var(--red); }

.uw-score-num {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}

.uw-score-lbl {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
}

.uw-score-meta {
  flex: 1;
}

.uw-score-context {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: #fff;
  margin-bottom: 0.375rem;
}

.uw-score-market {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.45);
  letter-spacing: 0.03em;
}

/* Metrics Grid */
.uw-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.75rem;
}

.uw-metric-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 1rem 0.875rem;
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.uw-metric-label {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.uw-metric-value {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.1;
}

.val-good { color: var(--green); }
.val-ok   { color: #A87F2A; }
.val-warn { color: var(--red); }

.uw-metric-sub {
  font-size: 0.7rem;
  color: var(--text-muted);
  line-height: 1.4;
}

/* Narrative */
.uw-narrative-block {
  background: linear-gradient(135deg, #f7f3ec 0%, #eee8d8 100%);
  border: 1px solid rgba(184,146,74,0.2);
  border-radius: 4px;
  padding: 1.5rem 1.75rem;
}

.uw-narrative-eyebrow {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.875rem;
}

.uw-narrative-text {
  font-family: var(--font-serif);
  font-size: 0.9375rem;
  color: var(--navy);
  line-height: 1.75;
}

/* Sensitivities */
.uw-sensitivities {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 1.5rem 1.75rem;
}

.uw-sens-heading {
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 1rem;
}

.uw-sens-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
}

.uw-sens-item {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.65;
  padding-left: 1.5rem;
  position: relative;
}

.uw-sens-item::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 600;
}

.uw-sens-item strong { color: var(--navy); font-weight: 600; }

/* Conversion block */
.uw-conversion-block {
  background: var(--navy);
  border-radius: 4px;
  padding: 1.75rem 2rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.uw-conv-digest {}

.uw-conv-text {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.6;
  margin-bottom: 1rem;
}

.uw-conv-row {
  display: flex;
  gap: 0.5rem;
}

.uw-conv-input {
  flex: 1;
  font-family: var(--font-sans);
  font-size: 0.875rem;
  color: var(--navy);
  background: #fff;
  border: none;
  border-radius: 3px;
  padding: 0.625rem 1rem;
  outline: none;
  min-width: 0;
}

.uw-conv-input::placeholder { color: var(--text-muted); opacity: 0.8; }

.uw-conv-btn {
  flex-shrink: 0;
  font-family: var(--font-sans);
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--gold-light);
  border: none;
  border-radius: 3px;
  padding: 0.625rem 1rem;
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s;
}

.uw-conv-btn:hover { background: var(--gold); color: #fff; }
.uw-conv-btn:disabled { opacity: 0.6; cursor: not-allowed; }

.uw-conv-error {
  margin-top: 0.5rem;
  font-size: 0.8rem;
  color: #f87171;
}

.uw-conv-success {
  font-size: 0.875rem;
  color: #6ee7a0;
  font-style: italic;
  padding: 0.375rem 0;
}

.uw-conv-divider {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.2);
  text-align: center;
}

.uw-conv-pro {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.uw-conv-pro-text {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
}

.uw-conv-pro-btn {
  display: inline-block;
  background: var(--gold);
  color: #fff;
  font-family: var(--font-sans);
  font-size: 0.875rem;
  font-weight: 600;
  padding: 0.75rem 1.25rem;
  border-radius: 3px;
  text-decoration: none;
  transition: background 0.2s;
  text-align: center;
}

.uw-conv-pro-btn:hover { background: #a07d3c; }

/* === RESPONSIVE === */
@media (max-width: 1100px) {
  .uw-metrics-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
  .uw-layout {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .uw-form-panel { position: static; }
  .uw-main { padding: 2rem 1.5rem 6rem; }
}

@media (max-width: 768px) {
  .uw-page-header { padding: 3rem 1.5rem 2.5rem; }
  .uw-score-hero { flex-direction: column; align-items: flex-start; gap: 1rem; }
  .uw-metrics-grid { grid-template-columns: repeat(2, 1fr); }
  .uw-conv-row { flex-direction: column; }
  .uw-conv-btn { width: 100%; padding: 0.75rem; font-size: 0.9rem; }
  .uw-field--inline {
    grid-template-columns: 1fr;
    gap: 0.375rem;
  }
}

@media (max-width: 480px) {
  .uw-metrics-grid { grid-template-columns: 1fr 1fr; }
}